“How can an algorithm be biased, and how do we develop AI that doesn’t reproduce the biases that exist today?The use of AI has been rising within financial technologies in the past years, ranging from predictive analytics of consumer spending habits and customized wealth management services towards underwriting loans, monitoring transactions and fraud detection. While the use of AI has offered many users of fintech services a more personalized consumer experience, it has also been accused of reinforcing unhealthy biases. Looking back at the Apple credit card algorithm, granting their customers differing credit lines based on…”

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